Al Feronti, the founder of our firm, grew up in Pennsylvania and has built a life centered around family, passion, and adventure. A proud father of three daughters and a grandfather to one, he also shares his home with a big, lovable black lab. Outside of work, Al enjoys skiing, golfing, fishing, and spending time at his condo in Myrtle Beach. A dedicated sports fan, he cheers on all Cleveland teams—and still has a soft spot for the Pittsburgh Pirates. In the summer, he even attempts to grow a garden, with mixed results. When it’s time to unwind, he enjoys a good bourbon every now and then.

For details on his professional background, click on his LinkedIn profile.

Hi, I’m Steve—an explorer at heart, both in numbers and in nature. I earned my Accounting degree from Youngstown State University in 1992, but my curiosity didn’t stop there. In 2014, I went back to school and earned a Geology degree from Edinboro University of PA, blending my love for science and the great outdoors.

I recently moved from Erie, PA, to Westlake, embracing new surroundings while still holding onto my love for nature—whether it’s camping in the mountains, hiking through the woods, or just enjoying the fresh air. Animals have always been a big part of my life, and so has a good story—whether it’s told through music, books, or the experiences we share.

Looking forward to whatever adventure comes next!


Steve will continue to fulfill his normal duties and responsibilities while also taking on the important task of developing the Western Pennsylvania territory. This includes identifying new business opportunities, building relationships with key stakeholders, and expanding our presence in the region. His efforts will be crucial in driving growth and establishing a strong foothold in this market. Steve’s expertise and dedication will play a vital role in ensuring the successful expansion of our operations in Western PA.

Bill DeMarco is an Investment Advisor Representative who brings integrity, expertise, and a genuine passion for helping others to every client relationship. Drawing on his extensive background in business management, he specializes in retirement planning, investment strategies, and tax management for individuals and small- to mid-sized businesses. He takes pride in guiding clients through the often challenging shift from accumulating retirement savings to distributing those funds in a way that provides lasting income and minimizes tax erosion.

Outside of his professional life, Bill is a devoted husband and father who cherishes time spent with his wife and children. A true outdoor enthusiast, he loves boating, relaxing on the beach, swimming, traveling, and cheering on his favorite sports teams. Bill is also an avid reader of business success stories, finding inspiration in the entrepreneurial journeys of others. Dedicated to serving his community, he has been an active member of his local Rotary Club and Foundation for years, including a term as president—an experience that underscores his commitment to giving back and helping people in need.

Bill holds a Series 66 license to sell securities in Ohio, with plans to extend this license to additional states, and he is licensed to sell insurance nationwide. He pursued his studies at Cuyahoga Community College, Cleveland State University, and Case Western Reserve University. Whether he’s crafting a tailored financial plan or volunteering in the community, Bill’s family-oriented values and unwavering integrity remain the bedrock of his mission to help others achieve a secure and fulfilling financial future.

Outside of work my life revolves around my faith in Jesus Christ, my family and my friends. I have been married to my wife Crystal since September 2018. We have two incredible boys, Jackson, who is 4, and Colin, who 3 is months old. I am also a dog lover. We have two amazing dogs Maddie, an 8-year-old Golden Retriever and Zoe, a 7-year-old Australian Shepard. My family is my whole life and are the reason I work so hard.

I enjoy being outside playing with the boys or walking the dogs. During the summer I spend a lot of time playing golf. My love for golf has been since I was a kid and has only gotten stronger since I became an adult. I am a member at Ashland Golf Club, a local golf course in my hometown. In the winter since I can’t play golf, I bowl. I bowl in a league on Monday nights during the winter months.  I also love to collect bourbon and have amassed a pretty awesome collection of some fantastic bottles. My wife would say my collection is “way too many” but I am always on the hunt to find something rare.

My favorite time of the year is summer and fall. I am a die-hard Ohio State Football fan on Saturdays, and sadly, a Cleveland Browns fan on Sundays. My favorite sports are Golf, Baseball Bowling and football. I love college football in the fall.

I attend Grace Brethren church in Ashland. I am a member of the Ashland Elks Lodge 1360 where we are active in the community. I also put on a Master’s Auction for the golf tournament every year for the members of the Lodge. I also love to travel. Before we had kids, Crystal and I used to go on a few Caribbean vacations a year. Now that we have little ones, we predominantly travel domestically and to South Carolina specifically. I love relaxing and spending time at the beach listening to music and just hanging with loved ones.

I am a believer, father, husband and hard worker. I am a pretty simple guy and I like it that way.

Lana Reyes has been happily married to her husband, Ruben, for 28 years. Together, they have two wonderful children, Kristen (27) and Zachary (22). Their family also includes Louie, their beloved dog, who brings joy to their home. Lana has a passion for camping and enjoys spending time outdoors, making memories with family and friends. When she’s not exploring nature, she loves crafting, finding joy in creating unique and meaningful projects. Whether by the campfire or at her crafting table, Lana embraces life with creativity and adventure.

Ryan brings enthusiasm and dedication to A&M Financial, combining a passion for teamwork and problem-solving with a commitment to excellence. When he's not helping clients and colleagues achieve their goals, you can find him on the golf course, volleyball court, or pickleball court. An avid traveler, Ryan enjoys exploring new places and experiencing different cultures. As a die-hard Cleveland sports fan, he knows the value of loyalty, resilience, and never giving up—qualities he brings to his work every day.