Al Feronti, the founder of our firm, grew up in Pennsylvania and has built a life centered around family, passion, and adventure. A proud father of three daughters and a grandfather to one, he also shares his home with a big, lovable black lab. Outside of work, Al enjoys skiing, golfing, fishing, and spending time at his condo in Myrtle Beach. A dedicated sports fan, he cheers on all Cleveland teams—and still has a soft spot for the Pittsburgh Pirates. In the summer, he even attempts to grow a garden, with mixed results. When it’s time to unwind, he enjoys a good bourbon every now and then.

For details on his professional background, click on his LinkedIn profile.

Bill DeMarco is an Investment Advisor Representative who brings integrity, expertise, and a genuine passion for helping others to every client relationship. Drawing on his extensive background in business management, he specializes in retirement planning, investment strategies, and tax management for individuals and small- to mid-sized businesses. He takes pride in guiding clients through the often challenging shift from accumulating retirement savings to distributing those funds in a way that provides lasting income and minimizes tax erosion.

Outside of his professional life, Bill is a devoted husband and father who cherishes time spent with his wife and children. A true outdoor enthusiast, he loves boating, relaxing on the beach, swimming, traveling, and cheering on his favorite sports teams. Bill is also an avid reader of business success stories, finding inspiration in the entrepreneurial journeys of others. Dedicated to serving his community, he has been an active member of his local Rotary Club and Foundation for years, including a term as president—an experience that underscores his commitment to giving back and helping people in need.

Bill holds a Series 66 license to sell securities in Ohio, with plans to extend this license to additional states, and he is licensed to sell insurance nationwide. He pursued his studies at Cuyahoga Community College, Cleveland State University, and Case Western Reserve University. Whether he’s crafting a tailored financial plan or volunteering in the community, Bill’s family-oriented values and unwavering integrity remain the bedrock of his mission to help others achieve a secure and fulfilling financial future.

Outside of work my life revolves around my faith in Jesus Christ, my family and my friends. I have been married to my wife Crystal since September 2018. We have two incredible boys, Jackson, who is 4, and Colin, who 3 is months old. I am also a dog lover. We have two amazing dogs Maddie, an 8-year-old Golden Retriever and Zoe, a 7-year-old Australian Shepard. My family is my whole life and are the reason I work so hard.

I enjoy being outside playing with the boys or walking the dogs. During the summer I spend a lot of time playing golf. My love for golf has been since I was a kid and has only gotten stronger since I became an adult. I am a member at Ashland Golf Club, a local golf course in my hometown. In the winter since I can’t play golf, I bowl. I bowl in a league on Monday nights during the winter months.  I also love to collect bourbon and have amassed a pretty awesome collection of some fantastic bottles. My wife would say my collection is “way too many” but I am always on the hunt to find something rare.

My favorite time of the year is summer and fall. I am a die-hard Ohio State Football fan on Saturdays, and sadly, a Cleveland Browns fan on Sundays. My favorite sports are Golf, Baseball Bowling and football. I love college football in the fall.

I attend Grace Brethren church in Ashland. I am a member of the Ashland Elks Lodge 1360 where we are active in the community. I also put on a Master’s Auction for the golf tournament every year for the members of the Lodge. I also love to travel. Before we had kids, Crystal and I used to go on a few Caribbean vacations a year. Now that we have little ones, we predominantly travel domestically and to South Carolina specifically. I love relaxing and spending time at the beach listening to music and just hanging with loved ones.

I am a believer, father, husband and hard worker. I am a pretty simple guy and I like it that way.

I'm a CFP (Certified Financial Planner), and my specialization is in retirement income planning and asset management.  I was first licensed in the financial industry in 1986, and currently an Investment Advisor Representative with AMFG Wealth Management along with my continued role as owner of the J Edward Group. 
My wife, Marsha and I are enjoying being empty-nesters, and we live with our fur family - three dogs, Jake, Cody and Ella in a century home in the historic Old Brooklyn district of Cleveland.  Marsha and I share a passion for gardening, and of course for the continuing task of updating our home.  We're also devoted fans of the Guardians baseball team and truly love and respect the game and all its traditions.

Tom is an Enrolled Agent and has been in the tax industry since 2009.  Enrolled Agents are the highest credentialed tax experts as tested by the Internal Revenue Service and have practice/representation rights throughout the country.

Tom specializes in Small Business tax returns, inclusive of Schedule C/Sole Proprietorships, LLC’s, Partnerships and S-Corps.  He also specializes in cryptocurrency returns and is well versed in individual tax returns and their various schedules.

Tom is a retired Navy Supply Corps officer, having served 20 years on Active duty +/or the Naval Reserves.

Tom had a 15-year career in Small Business Banking and Development for a few NE Ohio banks prior to following the route to entrepreneurship himself.

Tom is married to the former Marian Egan Kopp and through their blended family have 5 children- Kathleen/Katy (30), Taylor (26), Jonathan (24), Katherine/Kaeli (23) and Audra (21). Together they live in Olmsted Township with Nora, a 6 year old lab/pit bull mix and a host of fish in their 55 gallon tank. They are proud alumni of Olmsted Falls High School where they graduated together (but were not high school sweethearts).

Tom received his Master’s of Science degree in Management from Oakland City University (IN) and his Bachelor’s of Science degree from Ohio University.

Tom spends his off time officiating football, soccer, basketball and track for the Ohio High School Athletic Association (OHSAA), traveling, reading and engaging in fantasy baseball and football.  He is a proud supporter of Save a Warrior (SAW), the National Association of Mental Illness (NAMI), the United Services Organization (USO), St Jude’s and Westside Koinonia.

Tom is a member of the National Association of Tax Professionals (NATP), National Association of Enrolled Agents (NAEA), the National Society of Tax Professionals, the National Notary Association (NNA), the American Legion, the Navy Supply Corps Foundation, and the National Association of Sports Officials (NASO). Tom sits on the board of directors as Secretary for the State of Ohio NATP. He also sits on the board of directors for Westside Koinonia as well as on the board for the Athletic Hall of Fame committee for the Olmsted Falls Schools Endowment and Alumni Association.

Lana Reyes has been happily married to her husband, Ruben, for 28 years. Together, they have two wonderful children, Kristen (27) and Zachary (22). Their family also includes Louie, their beloved dog, who brings joy to their home. Lana has a passion for camping and enjoys spending time outdoors, making memories with family and friends. When she’s not exploring nature, she loves crafting, finding joy in creating unique and meaningful projects. Whether by the campfire or at her crafting table, Lana embraces life with creativity and adventure.

Taylor brings a thoughtful, organized approach to her role at A&M Financial, supporting both clients and advisors with a focus on efficiency and attention to detail. Prior to joining the firm, she spent five years in the tax industry as an Office Administrator, building a strong foundation in client service and day-to-day operations. She takes pride in keeping processes running smoothly and making sure nothing falls through the cracks.

She is happily married to her husband, Josh, and their home is shared with three cats, Hestia, Freya, and Bastet, each with a personality as distinct as their names suggest. When she’s not working, she enjoys strategy-focused video games like Age of Mythology, a natural fit given her appreciation for storytelling and clever problem-solving.